Published on November 9th, 2016

Interview with Clark’s Insurance Expert Heiko Eiler

Our venture Clark has launched a new offer for employer-funded pension. Today, we interviewed Clark’s Insurance Expert Heiko Eiler to learn more about this new feature. What is this employer-funded pension FinLeap is offering?

Heiko: Employer-funded pensions are a way to reap tax benefits while saving for retirement. Employer-funded pension schemes are governed by the German state. Every German company is obliged to offer this scheme to its employees. FinLeap has teamed up with Clark and Allianz, Germany’s largest insurer, to provide this pension and has negotiated favorable terms. Can you briefly explain how it works?

Heiko: Every month an employee saves money directly from their gross salary, resulting in a tax benefit. Too complicated? In simple numbers: you save 200 € directly from your 4.000 € gross salary into the pension scheme. At the end, your net income is only around 90 € less. What are the additional benefits of using FinLeap’s employer-funded pension?


  • You don’t have to answer any health questions and you can connect it with a disability insurance as well
  • Very short application process
  • Personal consulting with Clark pension experts
  • And last but not least, you have all details available in your account in the Clark App.

If you want to know more about the FinLeap employer-funded pension, you can write an email to