Our Portfolio

Solaris is Europe’s leading Banking-as-a-Service platform. As a technology company with a full German banking license, Solaris enables other companies to offer their own financial services. Via APIs, partners integrate Solaris’s modular banking services directly into their own product offering. The platform offers digital bank accounts and payment cards, identification and lending services, digital asset custody as well as services provided by integrated third-party providers. In 2019 Solaris established the 100% subsidiary Solaris Digital Assets GmbH to offer a licensed custodial solution for digital assets. To date, Solaris has raised more than EUR 160 million from a bluechip shareholder base, including ABN AMRO’s Digital Impact Fund, BBVA, finleap, Global Brain, HV Holtzbrinck Ventures, Lakestar, Samsung Catalyst Fund, SBI Group, Storm Ventures, Visa, Vulcan Capital, and yabeo Capital.

Learn more about Solaris

ELEMENT Insurance AG is Germany’s only 100% cloud-based InsurTech and holds a license from the BaFin as a primary insurer for property and casualty insurance. ELEMENT is the only digital insurance company in the European market that has the capabilities to create P&C solutions along the entire B2B2X insurance value chain, including claims settlement. ELEMENT’s clear vision for digital insurance solutions, supports establishing a new industry standard for product innovation and partnerships in the insurance marketplace. As a licensed and independent primary insurer, ELEMENT handles the risk coverage for all products. With a proprietary modular tech-platform, ELEMENT is a specialist for providing custom-made white-label solutions to partners across all industries. The combination of full-stack insurance and state-of-the-art tech makes ELEMENT a strong, fast, and reliable partner for the digital insurance market of the future.

Learn more about ELEMENT

Elinvar is a WealthTech Platform as a Service, enabling asset & wealth managers to digitalize their business models. The multi-tenant platform offers service packages for core processes as well as third party connections. Elinvar’s partners profit from the combination of leading technology and the optimal regulatory setup as Elinvar holds all necessary BaFin licenses. With this comprehensive approach, Elinvar creates the unique opportunity for its partners to execute new business models, to access new value chains and to optimize their costs.

Learn more about Elinvar

finleap connect is the leading, independent Open Banking platform provider in Europe. It enables companies across a multitude of industries to provide the next generation of financial services by understanding how customers transact and interact.

With its “full-stack” platform of solutions, finleap connect makes it possible for its clients to compliantly access the financial transactions data of customers, enrich said data with analytics tools, provide digital banking services and deliver high-quality, digital financial services products and solutions to customers.

finleap connect is a regulated payment institution under the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz – ZAG). The company employs over 160 people from more than 35 countries in its offices in Berlin, Hamburg, Milan, Madrid and Paris.

Learn more about finleap connect

CLARK is Germany’s leading digital insurance manager, founded on the fundamental principle that the significant things in life should be simple. The Insurtech makes it easier for consumers to manage, compare and optimize their insurances – all in one central app where changes can be done with just a few clicks. CLARK combines best-in-industry user experience with independent advice from insurance experts.

Learn more about CLARK

owwn is the financial platform for Generation Z that bundles banking, advice and education in one app. The team is on a mission to facilitate excellent financial actions in seconds. By combining comprehensive banking services and tips delivered at the right moments, the new generation gets a smart buddy on their cell phones that helps them understand finances, grow their money and stay liquid. The already experienced team around 24-year-old CEO Bastian Krautwald and co-founder David Meyer started in 2018 with a platform for student financing and now consists of a highly qualified team of 20 that is headquartered in Berlin.

Learn more about owwn

Qonto is the digital platform for business banking for small and medium-sized companies, as well as sole proprietors and freelancers. Within minutes, companies can digitally apply for a business account and receive a German IBAN, debit cards, digital expense management and many other financial solutions. As an official DATEV Marketplace Partner, Qonto enables the transfer of accounting data via the official interface to DATEV. The company is headquartered in Berlin, with another office in Belgrade. In July 2022 Qonto merged with France-based competitor Penta.

Learn more about Qonto

PAIR Finance is a leading AI-based debt collection and receivables management company. Through digital communication channels and behavioural analytics, PAIR Finance realizes the outstanding receivables of defaulting consumers more efficiently and in a more customer-oriented manner. The company was founded in Berlin in early 2016 and offers its services to more than 300 business customers from a wide range of industries. The rapidly growing team currently consists of 110 employees and is led by founder and CEO Stephan Stricker.

Learn more about PAIR Finance

Formerly known as BillFront, Vane is a financial technology platform offering agile non-dilutive funding solutions to some of the world’s fastest-growing businesses in digital sectors. Driven by deep expertise in both financial services and digital technology, Vane specialises in deploying capital across the digital economy, from advertising technology companies and app developers to e-commerce businesses and online publishers. Vane offers flexible revolving credit facilities including receivables finance, revenue-based finance, and custom-built credit solutions.

Learn more about Vane

CrossLend provides end-to-end solutions for loan asset transactions. With a range of robust, in-house-built technology products catering to both institutional investors and originators, CrossLend supports and enables the digitisation and digitalisation of loan asset transactions from start to finish. Company’s digital product portfolio focuses on three key areas of its clients’ business: debt trading, data management (processing, reporting and analytics) and settlement.

Learn more about CrossLend