Continuing the journey

The next leap

Reshaping the finance journey continues with Motive Ventures GmbH (previously embedded/capital).¹


On January 1st 2022 Ramin Niroumand & Michael Hock launched a new investment firm – embedded/capital GmbH. embedded/capital was acquired by Motive Partners in February 2023 to form Motive Ventures. Ramin, Michael and certain finleap alumni continue supporting the finleap ecosystem alongside their current roles at Motive Ventures.

Further experts were added to the team to also cover finleap’s ongoing harvesting strategy. Keeping in mind where finleap stands as well as all the factors that influence fintech, the team continues to provide support to the portfolio of the ecosystem to everyone’s best benefit. Essentially keeping all the individual ventures on their current successful route.

¹ Motive Ventures GmbH does not provide investment advisory services to finleap.


How we reshape
the future of finance

Starting Europe’s fintech revolution

We are entrepreneurial investors that have built the leading European fintech ecosystem to reshape finance sustainably…

With the aim of transforming the financial economy sustainably through digital products and solutions, we started in 2014 as an early mover to establish Germany and Europe as one of the worldwide leading fintech investors.

In developing functioning business models and building 15 vital start-ups, we focused on innovation and long-term collaboration. We saw the power and potential of ecosystems and platforms to disrupt the existing financial industry with embedded financial services technology.

Our team of finance, tech and business experts brought their intuition to address the sector’s urgent need for new, feasible solutions. Introducing new, disruptive approaches, we launched a collaborative revolution for the benefit of the financial services sector and its consumers, building for the long-term.

Building an extraordinary ecosystem

Where others saw complexity and tricky regulation, we saw opportunities. By tackling the hardest problems, we could unlock the most value for consumers, businesses and investors…

With this approach, finleap convinced decision-makers from the established financial industry, institutional funds, the venture capital scene and the most experienced angel investors. As a result, investments of over 1 billion euros have contributed to the advancement of the ecosystem’s ventures.

We partnered with outstanding founders and launched four regulated platforms across banking, insurance and wealth management. Each of these businesses redefined their category, creating a strong foundation for transformative innovation.

Around this infrastructure, we launched a constellation of independent ventures that serve both the B2B and B2C markets, collectively forming the finleap ecosystem.

Amplifying network effects

With the substantial evolution of the fintech landscape, finleap has transitioned company building and investing to orchestrating its grown-up ecosystem…


Our portfolio ventures work together across sector boundaries, leveraging synergies in the best possible way.

With finleap’s infrastructure enabling successful market entry, today’s generation of fintechs enjoy a more favorable environment. In all that they need, they can rely on services and expertise provided by companies within the finleap ecosystem.

Interdependence between different finance and fintech ventures, even far beyond their sector, has become indispensable and will continue to grow. Not only embracing this principle but having co-created it, gives finleap a leading edge in experience and know-how.

Fostering durable value creation and innovation

Our longstanding role as the trusted entrepreneurial partner to our portfolio remains our absolute focus…

In this way, we lay the best possible foundation for ever new and called-for innovation and achieve the maximum value creation for all the stakeholders in our ecosystem.

We contribute to the ventures’ success not only by supporting them as shareholder through fundraising, strategy and talent management, but also by evaluating ideas, identifying growth potential, and by providing insights from the expertise and knowledge base gathered in finleap and the ecosystem itself.

In this way, finleap achieves its strategic ambition of long-term investment and development. By cooperating closely with an ever expanding number of blue chip strategic and financial partners globally, finleap supports a thriving ecosystem.


Our ecosystem in numbers

To this day, finleap has built 15 independent companies of which 10 are active portfolio companies collectively worth €3 billion+ including two unicorns and several in the triple-digit million euro range. The ecosystem accumulates a diversity of talents, business sectors, capital and knowledge. Find out more!

  • 1.600+ Fin and tech enthusiasts
  • 3B+ EUR in value created
  • 15 Companies founded
  • 1B EUR Funding raised
  • 80+ Nationalities represented
  • 5 Regulatory licenses
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